Basis: HubSpot’s October 15, 2026 spending limits (default 50% above monthly allocation), credit prices reported in MarTech’s Unbound 2026 recap (for example 10 credits, about $0.10, per personalised nurture email) and Zendesk, Pipedrive and Yelp agent pricing.
Before you switch features on
- List the AI features you plan to use and what each consumes (per email, per asset, per transcript property).
- Estimate monthly volume and multiply.
- Compare with your included allocation and the overage price.
Controls
- Set an account-level spending limit below your approval threshold.
- Set a hard limit on contact tiers if your platform bills by contacts.
- Choose who can enable credit-consuming agents.
Review
- Check usage weekly for the first month.
- Compare the cost per outcome with your previous process.
- Record which features you disabled and why.